The average annual salary in the N.B.A. is $5.85 million, and players are generally secure in the near term. Their retirement years can be completely different. An estimated 60 percent of N.B.A. players are broke within five years of retiring, and 78 percent of N.F.L. players are bankrupt or under financial stress because of joblessness or divorce within two years, according to a report by Sports Illustrated in March. The magazine also reported that many baseball players struggle financially after retirement.